717 Stonecastle Place., Nolensville,TN 37135 (615) 545-9621 Email:FredCosgrove@gmail.com
Doctorate (2016 - ABD -anticipated), Public Administration, TENNESSEE STATE UNIVERSITY, Nashville, TN 3.49 GPA Doctoral Dissertation – Student Persistence and administrative behavior
Master of Education, Higher Education Administration, 2010, MIDDLE TENNESSEE STATE UNIVERSITY, Murfreesboro, TN 4.0 GPA
Bachelor of Arts, Economics, 1990, University of Colorado at Denver, Denver, CO.
Professional Educational Experience
TENNESSEE BOARD of REGENTS, Nashville, TN, Jan 2011-June 2011
(Supervisory entity for Tennessee’s State Colleges, Community Colleges, and Technical Centers.)
Office of Access and Diversity – Contract position coordinated with Public Administration Ph.D. Program.- Researching & reviewing policy initiatives, campus access and diversity, retention efforts.
Middle Tennessee State University, May 2009 – May 2010
Intercultural and Diversity Affairs - focused on Retention and Student Success
Center for Student Involvement & Leadership - Improve student involvement
Experiential Learning Program (EXL) - Intern (Efforts to improve student experience)
Bridges on the Road to Retention: Equity in Higher Education Access?
11th Annual Social Equity Leadership Conference - Savannah, GA June 2012
Minority Colleges and Traditional Students: Persistence & Retention- A Study Proposal
14th Annual Social Equity Leadership Conference – Nashville, TN June 2015
Perennialist Education Paradigm– 30 minute lecture to graduate students
Punctuated Equilibrium Theory (PET) Upsets Incrementalism – lecture to doctoral students.
Efforts to Improve Quality, Productivity, and Management of the Public Sector – presentation to graduate students
Organizational Learning & Strategic Management: Models & Approaches - presentation
to graduate students.
Strategy Follows Structure – presentation to graduate students
Grid Group Cultural Factors in Societies: Roots of partisanship – presentation to graduate students.
Metro Nashville and Charter Schools – presentation to doctoral students
Organizational culture as strategy – presentation to doctoral students
Merleau-Ponty: Phenomenology of Perception - lecture to graduate students
Cigar Bar – Nolensville, TN: an Ethnography – lecture outlining qualitative research graduate students at TSU.
Metro Nashville Police and Crime Statistics: Great policing or good politics – lecture to graduate students.
Community Colleges, “Making winners out of Ordinary People”– lecture presented to graduate students.
Adult Learning Characteristics – lecture to graduate students
Recruiting Issues for the New Decade: 2010 Truly Millennial – lecture to graduate students
Social Marketing and Promoting efforts of Nolensville Volunteer Fire Department: an Example – lecture to graduate students
Somali Culture meets American Expectations - lecture to graduate students
Practical Employment Experience
Affiliate Broker, Nashville, TN, 2005 – Current
(Real estate brokerage, serving nationally and internationally based real estate investors.)
Managing Rental Property
Advisor to Investors
GMAC Mortgage,Nashville, TN, 2004 – 2005 (Subsidiary of General Motors, restructured and sold in 2005, prior to GM bankruptcy.)
Affinity Business Development Officer
Response Mortgage Company, Portland, OR, 2003 – 2004
(A subsidiary of John L. Scott, the sixth largest independent real estate brokerage in the United States)
Internal Trainer & Loan Officer,
Wells Fargo Private Client Services, Portland, OR, 2002 – 2003
(A specialized division of Wells Fargo focused on preferred bank customers and special relationships.)
Private Mortgage Banker
Interstate Mutual Mortgage and Loan, Portland, OR, 1998– 2002
(A privately owned mortgage and financial services provider, operating in four states).
Principal and Licensee
Four Smart Reasons to Invest in Nashville (November 2014)
Mortgage Originator Magazine – (regular contributor 2000-2002)
National Association or Mortgage Brokers (trade publication) (2000)
Non-Academic Training, Workshops, Seminars, and Lectures Conducted
Telephone Prospecting for Employment Transition - Conducted for clients of Bernard Haldane, Career Search Firm, Portland, OR. Day seminar and practical exercise.
Opportunities for Investors and Buyers through Real Estate Finance – Provided for the Executive Officers Club of Portland and SW Washington.
Telephone solicitation for Refinance Unit – Provided for Employees of Wells Fargo Phoenix customer refinance retention unit, Phoenix, AZ. 2 day seminar and practical exercise.
Loan Originator Onboarding for New originators – 3 hour seminar provided to new lender – broker hires.
Sub-prime Residential Real estate Financing Options– program provided for Oregon Association of Mortgage Brokers & Oregon Mortgage Professionals Association Conventions and Northwest Mortgage Bankers Conference.
Non-Conforming Property Financing – program provided to Washington Mortgage Brokers Conference, Mid-West Mortgage Brokers Conference, Utah Mortgage Brokers Conference, Arizona Mortgage Brokers Conference.
Employee Leasing advantages for Small Business– presentation for small business owners.
Basic investment and protection for small business owners – presentation for business owners.
Realtor Continuing Education – 3 hour seminar provided to Portland Area Real Estate Brokerages
Credit & Closing Issues - 1 hour seminar provided to partners of John L. Scott Real Estate Brokerage
Consumer Credit, Finance, and Investing – 2 hour seminar provided to community groups.
Organizational Benefits through Wells Fargo and GMAC (2 separate 45 minute programs promoting benefits through each company services).
Senior Finance Options – 2 hour presentation to professional groups and consumers.
How a Reverse Mortgage Works – the Bank Does NOT Take the House! – 30-45 minute presentation to consumers
Residential Real Estate Investment– 15 to 45 minute presentation - Presented to investment club audiences ranging from 10 – 1000 in various Colorado and California meeting locations.
The Cigar Bar: example of poor public / civic administration – citizen advocacy presentation to citizens and graduate students
Undergraduate Internships Completed
Recruiter – Omni-Quest Recruiting and Executive Search - Denver, CO
Counselor - Mortgage Plus, Inc. – Denver, CO
Intern & Assistant– Office of the Lieutenant Governor, State of Colorado – Denver, CO
US Army Reserve Medical Service Corps, 5503d US Army Hospital, Columbia, MO.
Colorado Army National Guard, 169th Field Artillery Brigade, Aurora, CO
Brigade Staff Officer
Alpha Battery, 155th Field Artillery Battalion, Greeley, CO.
Nuclear Biological Chemical (NBC) Officer and Fire Direction Officer (FDO)
Assigned to IRR and Honorably Discharged as a First Lieutenant .
Tennessee Association of Public Administrators - Executive Council 2015
Williamson County Association of Realtors - General Member
Rotary – 17 year member
(Rotary, a worldwide service organization, based on occupation and personal service, ethics, and honesty)
Past President & Foundation Board Treasurer Beaverton, OR Club, 2000-2001
Vice President, 1999-2000
Secretary, 1998 - 1999
Sgt. at Arms, 1996-1997
Speakers, Community Service, and Vocational Service committees. 1995-1996, 2001-2002, 2003-2004
Chairman, Public Relations Committee, Brentwood, TN Club 2007-2008
Coordinator, Pancake Fundraiser Supply Committee 2005 -2007
Family of Rotary attendance Committee 2009 -2010
Organized Rotary Prostate Awareness Symposium in conjunction with Oregon Health Sciences University (OHSU) (raised $25,000 to host physicians from around United States at OHSU for 3 day conference)
Cordero House Annual Christmas Shopping Program
Salvation Army Bell & Kettle Collection
Senior Yard Clean Up - Annual
Paul Harris Fellow in 2001 and 2007.
National Association of Insurance and Financial Advisors, “Christmas for Kids” toy drive 2000
Additional Training & Education
International Association of Professional Conversation Hypnotists (IAPCH), Nashville, TN 2015. Professional certification for application of conversational hypnotherapy techniques.
Rotary Ethics Workshop at Belmont University, Nashville, TN 2010. Conducted by Henry Hollis, PhD.
Basic Grant Writing Center for Nonprofit Management, Nashville, TN 2009. Basic grant writing guidelines and practices for non-profit organizations provided by top area grant application author.
Reverse Mortgage Training Senior Counseling, Atlanta, GA 2008. 5 day counseling course.
Senior Real Estate Specialist Designation, Franklin, TN 2008. Professional designation, in aspects of comprehensive real estate services for seniors, their families, and resources.
Real Estate Ethics and Risk Management Course, Nashville, TN 2005, updated in 2007 and 2009. Courses in ethical and legal business practices.
Relationship Development, Las Vegas, NV 2003. Day long workshop focused on development opportunities, rapport, and referral relationship building conducted by organizational consultants. (Welles Fargo)
Sexual Harassment Awareness, Tempe, AZ 2002. Daylong awareness workshop. (Wells Fargo)
Advanced Credit Training Program, Minneapolis, MN 2002. 5 day course in mortgage credit, underwriting, appraisal review, and approval processes. (Wells Fargo)
Securities Licensing, Ethics, and Guidelines for Series 7, 63, & 66 licenses, Portland, OR 2000 & 2001. 5 day courses in all aspects of maintaining securities licensing, compliance with ethical, legal, and regulatory guidelines.
Rotary PETS (President-Elect Training Seminar) Tacoma, WA 2000 – 2 day Rotary Presidential responsibilities and challenges preparation for 2000-2001 Presidential duties.
Management Recruiters International – 5 Day course in sourcing, interviewing job candidates, Developing Job Orders and applicant seeking clients.
International Transportation Course, World Trade Center, Portland, OR. 5 day course - aspects of facilitating international shipments and commerce.
Diversity Awareness Training for Managers, Newport, OR. Legal and personal awareness.
Hiring and Recruiting Workshop & Manager Training, Sunriver, OR. Legal & soft skills training.
US Army Field Artillery School, Fort Sill, OK, 1990. Six month Artillery officer training – leadership, record and equipment maintenance, fire observation, fire direction, and administrative responsibilities.
Licenses & Certifications Held
Certified Hypnotherapist (2015) International Association of Professional Conversational Hypnotists
Tennessee Affiliate Brokers License (2005 – Present), Senior Real Estate Services Designation
Series 6,7, 63, & 66 Securities Licenses (1999 – 2003)
Oregon Life, Accident, & Health Insurance Licenses (1999-2003)
Washington Life, Accident, & Health Insurance Licenses (1999-2003)
Oregon Mortgage Lending License (2003-2004)
Oregon Mortgage Brokers License (1996–2003)
Washington Mortgage Brokers License (1998–2003)
Idaho Mortgage Brokerage Permit (1998-2000)
Colorado Corporation Operating License (1998-2000)
Accomplishments and Recognitions
Wells Fargo Leaders Club – Top 20% National production.
Wells Fargo Presidents Club – Top 10% National Production.
Wells Fargo Regional Top Customer Service Percentage Branch Office Manager.
Top Producer Awards Conference winner.
Mortgage Broker of the Year Recognition by Long Beach Mortgage.
Aames - (One Stop) Record Breaking Production Award 110% and 103% of production goals.
Rotary Couple of the Year – Recognition of community service and my wife’s support of my service.
Additional Job Skills
Listening, written and oral communication skills • Database management, contact management & retention software • Microsoft Office Suite • Internet and social networking applications • Most coffee makers.
QUALIFICATION SUMMARY KEYWORDS & DESCRIPTORS
Problem Solver, Observant, Experienced Presenter, Oral and Written Communications, Supervisor, Coordinator, Implementer, Trainer, Promoter, Evaluator, Facilitator, Manager, Counselor, Interviewer, Researcher, Counselor, Advisor, Evaluator, Seminar and Session development, Collaborator, Cooperation facilitator, Committee work, Baseline and Benchmark development and measurement, Administrator. Researcher, Attentive, Energetic, Enthusiastic, Sense of Humor, Strategist.
CV & Resume